CROBO EARN
Last updated: March 19, 2026
By accessing or using the Crobo Earn platform, website, and related services (collectively, the "Services") operated by Crobo Inc. ("Crobo," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Services.
Crobo Earn is a technology platform that facilitates access to a managed brokerage account program. Key aspects of the service structure:
To use the Services, you must:
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:
We reserve the right to suspend or terminate your account if we suspect fraudulent activity, inaccurate information, or violation of these Terms.
By using the Services, you acknowledge and agree that:
Crobo Earn may charge fees for the Services. Any applicable fees will be clearly disclosed before you open an account and in the investment advisory agreement with Beckett Collective. We reserve the right to change our fee structure with advance notice to you.
All content, features, and functionality of the Services — including text, graphics, logos, icons, images, software, and code — are the exclusive property of Crobo Inc. or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the Services without our prior written consent.
You agree not to:
Your use of the Services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.
The Services may integrate with or link to third-party services (e.g., banking services, identity verification, broker-dealer platforms). Your use of those third-party services is subject to their own terms and privacy policies. We are not responsible for the practices of third-party providers.
The Services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or secure.
To the maximum extent permitted by applicable law, Crobo Inc., its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, arising out of or related to your use of the Services. Our total aggregate liability for any claims arising from these Terms or the Services shall not exceed the total fees you have paid to Crobo in the twelve (12) months preceding the claim.
You agree to indemnify, defend, and hold harmless Crobo Inc. and its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Services, your violation of these Terms, or your violation of any rights of a third party.
You may close your account at any time by contacting us. We may suspend or terminate your access to the Services at any time, with or without cause, with or without notice. Upon termination, your right to use the Services ceases immediately. Provisions that by their nature should survive termination (including disclaimers, limitations of liability, and indemnification) shall survive.
Account closure does not affect any pending transactions or obligations. Liquidation of securities and withdrawal of funds will be handled in accordance with the broker-dealer's procedures.
These Terms are governed by the laws of the State of Delaware, without regard to its conflict of laws principles. Any dispute arising from these Terms or the Services shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules. The arbitration shall take place in Delaware. You agree to waive any right to a jury trial and any right to participate in a class action.
We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of the Services after changes are posted constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must stop using the Services.
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms, together with the Privacy Policy and any applicable investment advisory agreements, constitute the entire agreement between you and Crobo Inc. regarding the Services and supersede all prior agreements and understandings.
If you have questions about these Terms, please contact us: